{"id":25790,"date":"2023-12-05T17:56:33","date_gmt":"2023-12-05T06:56:33","guid":{"rendered":"https:\/\/anytimefinance.stackedsite.com\/?page_id=25790"},"modified":"2024-07-26T12:20:03","modified_gmt":"2024-07-26T02:20:03","slug":"credit-guide","status":"publish","type":"page","link":"https:\/\/anytimefinance.com.au\/credit-guide\/","title":{"rendered":"Credit Guide"},"content":{"rendered":"\n

\n\t\tCredit Guide\n\t<\/h1>\n

\n\t\tKEY INFORMATION:\n\t<\/h6>\n\n\t\t\n\t\t\n\t\t\t\n\t\t
About Us (“we\/us\/our”)<\/th><\/th>\t\t<\/tr>\n\t<\/thead>\n\t\t
Credit Representative:<\/td>Name: Anytime Finance Australia Pty Ltd
CR Number: 553842<\/td><\/tr>
Credit Representative contact details<\/td>Address: 21 Harvey St North, Eagle Farm QLD 4009 \n
Telephone:0406704528\n
Email: accounts@anytimefinance.com.au<\/td><\/tr>
Licensee name, ABN and ACL:<\/td>Name: National Finance Connections Pty Ltd (ACN 661 296 457) t\/a Viking Aggregation\n
ABN: 16 661 296 457\n
ACL: 543046<\/td><\/tr>
Licensee Contact details:<\/td>Address: L4 165 Adelaide Tce East Perth W.A 6004 \n
Telephone: 08 62000903\n
Email: info@vikingaggregation.com.au<\/td><\/tr>\t<\/tbody>\n<\/table>\n\t\t
\n\t\t\tOUR CREDIT SERVICES:\n\t\t<\/h6>\n\t\t\t

We will assist you to select a loan or lease to meet your needs. The credit providers we most commonly use are Secure Funding (Liberty), Pepper Money, Latitude Financial Services, Angle Finance, Money 3 & Firstmac , although we do use others.A full list of our credit providers is contained in the Credit Provider Schedule at the end of this document (“Credit Providers”).<\/p>\t\t\n\t\t

\n\t\t\tINFORMATION WE WILL REQUIRE FROM YOU:\n\t\t<\/h6>\n\t\t\t

Before we provide any credit assistance to you, we are obliged to ensure any loan or lease we suggest or assist you to apply for, including an increase to an existing credit limit, is not unsuitable for your purposes. This includes if the loan or lease does not meet your requirements or objectives, if you are unable to make the repayments, or you could only do so with substantial hardship. We will take reasonable inquiries and take reasonable steps to verify certain information about you. Therefore, we will need some information from you to understand your financial situation, requirements and objectives. It is important that the information you provide is entirely accurate. <\/p>\n\t\t

\n\t\t\tCOPIES OF OUR ASSESSMENT:\n\t\t<\/h6>\n\t\t\t

At any time within 7 years of us providing you with credit assistance, you may request a copy of the preliminary credit assessment. We will provide you with this documentation within 7 business days of receiving your request provided the request is within 2 years of the date of our credit assistance quote. However, if your request is more than 2 years after the date of our Credit Quote, we may take up to 21 business days after receiving the request.<\/p>\n\t\t

\n\t\t\tFEES PAYABLE BY YOU TO US:\n\t\t<\/h6>\n\t\t\t

We may charge you for our services when providing credit assistance. If a fee is to be charged, this will be disclosed to you in our Credit Quote which will be provided before applying for finance. You can ask us how they are worked out.<\/p>\n\t\t

\n\t\t\tFEES PAYABLE BY YOU TO THIRD PARTIES:\n\t\t<\/h6>\n\t\t\t

When the application for a loan or lease is submitted, you may be required to pay fees to third parties associated with the application, such as the credit provider’s application fee, valuation fee or other fees. These will be detailed in the Credit Proposal document and provided to you before you apply for finance. You can ask us how they are worked out.<\/p>\n\t\t

\n\t\t\tCOMMISSIONS RECEIVED BY US:\n\t\t<\/h6>\n\t\t\t

We are paid commissions by Credit Providers for introducing customers. The Credit Providers we deal with will usually pay a commission based on the size of the loan and the particular loan product you have selected. <\/p>\n

We only receive a commission if your loan is settled and is paid to us either directly by the lender, or by our Aggregator. Commissions are not directly payable by you and these will be disclosed within the Credit Proposal document that will be provided to you before applying for finance. You can ask us for an estimate of these commissions and how they are worked out.<\/p>\n\t\t

\n\t\t\tCOMMISSIONS PAYABLE BY US:\n\t\t<\/h6>\n\t\t\t

If you are referred to us by a third party, we may pay that entity a commission for the introduction of your business. For example, we may pay commissions to real estate agents, car or boat dealerships and accountants. These commissions are not directly payable by you. You can ask us for an estimate of these payments and how they are worked out.<\/p>\n\t\t

\n\t\t\tVOLUME BONUS ARRANGEMENTS\n\t\t<\/h6>\n\t\t\t

We have volume bonus arrangements in place with our Credit Providers. Commissions received by us (from Credit Providers or from our Aggregator) may depend on the volume of loans written with those lenders, and that the commission may be volume driven. If we write a particular volume of loans with those lenders, we may receive additional commissions or indirect benefits such as training, professional development days or sponsorship. <\/p>\n\t\t

\n\t\t\tDISPUTE RESOLUTION AND COMPLAINTS:\n\t\t<\/h6>\n\t\t\t

We hope that you are pleased with our service, although if you do have a complaint you can contact our Complaints Officer on the phone number, email or mail address, listed above in the ‘Key Information’. Please provide us with as much detail as possible in your complaint so we can address promptly and hopefully resolve it to your satisfaction.If you are not satisfied with the outcome of our attempt to resolve your complaint, you may refer the matter to the Australian Financial Complaints Authority Australia on phone 1800 931 678 or via email on info@afca.org.au<\/a>\u00a0or by writing to GPO Box 3, Melbourne VIC 3001. The Australian Financial Complaints Authority Australia is a no-charge external and independent dispute resolution service.<\/p>\t\t\n\t\t

\n\t\t\tQUESTIONS AND FURTHER INFORMATION:\n\t\t<\/h6>\n\t\t\t

If you have any questions about this Credit Guide or any other aspect of our services, please do not hesitate to ask.<\/p>\n

\n\t\tCREDIT PROVIDER SCHEDULE:\n\t<\/h6>\n\n\t\t\n\t\t\n\t\t\t\n\t\t
CREDIT PROVIDER<\/th>ABN or ACN<\/th>WEBSITE ADDRESS<\/th>\t\t<\/tr>\n\t<\/thead>\n\t\t
Affordable Car Loans<\/td>23 098 491 484<\/td>www.affordablecarloans.com.au<\/td><\/tr>
Alex Bank Pty Ltd<\/td>13 627 244 848<\/td>www.alex.bank<\/td><\/tr>
Allied Credit Pty Ltd<\/td>65 143 964 667<\/td>www.alliedcredit.com.au\/privacy-policy\/<\/td><\/tr>
Angle Asset Finance Pty Ltd<\/td>98 603 303 126<\/td>www.anglefinance.com.au<\/td><\/tr>
Australian and New Zealand Banking Group Ltd (ANZ)<\/td>11 005 357 522<\/td>www.anz.com<\/a><\/td><\/tr>
Australian Motorcycle & Marine Finance Pty Ltd<\/td>83 603 969 875<\/td>www.ammf.com.au<\/td><\/tr>
Automotive Financial Services Pty Limited<\/td>73 003 622 375<\/td>www.afs.com.au<\/a><\/td><\/tr>
Auzcap Pty Ltd<\/td>73 650 612 338<\/td>www.auzcap.com.au<\/td><\/tr>
Azora Asset Finance Pty Ltd<\/td>12 087 826 159<\/td>www.azora.com.au<\/td><\/tr>
Azora Personal Loans Pty Ltd<\/td>53 147 803 576<\/td>www.azora.com.au<\/td><\/tr>
Bank of Queensland Limited<\/td>32 009 656 740<\/td>www.boq.com.au <\/a><\/td><\/tr>
Bizcap Au Pty Ltd<\/td>54 633 927 090<\/td>www.bizcap.com.au<\/td><\/tr>
Branded Financial Services Pty Ltd<\/td>27 004 013 334<\/td>www.brandedfinancial.com.au<\/td><\/tr>
Capital Finance Australia Limited<\/td>23 069 663 136<\/td>www.capitalfinance.com.au <\/a><\/td><\/tr>
Cfi Finance<\/td>30 166 603 578<\/td>www.cfifinance.com.au<\/td><\/tr>
Commonwealth Bank of Australia<\/td>48 123 123 124<\/td>www.commbank.com.au <\/a><\/td><\/tr>
Credit Corp Financial Services Pty Ltd (Car Start)<\/td>39 146 525 706<\/td>www.creditcorp.com.au<\/td><\/tr>
Earlypay Ltd<\/td>88 098 952 277<\/td>www.earlypay.com.au<\/td><\/tr>
Finance One Commercial Pty Ltd<\/td>18 634 900 548<\/td>www.financeone.com.au<\/td><\/tr>
Fin One Pty Ltd<\/td>80 139 719 903<\/td>www.financeone.com.au <\/a><\/td><\/tr>
Firstmac Asset Funding Pty Ltd<\/td>50 601 556 647<\/td>www.firstmac.com.au<\/td><\/tr>
Flexi Commercial Pty Ltd<\/td>17 644 644 860<\/td>www.flexicommercial.com\/au<\/td><\/tr>
United Loan Solutions Pty Ltd (T\/as Gedda Money)<\/td>83 611 343 573<\/td>www.gedda.com.au<\/td><\/tr>
Greenlight Auto Group Pty Ltd<\/td>39 131 507 474<\/td>www.greenlightauto.finance\/legal\/privacy-policy<\/td><\/tr>
Group & General Finance Pty Ltd<\/td>87 000 903 257<\/td>www.groupandgeneral.com<\/td><\/tr>
Grow Finance Limited<\/td>80 613 082 698<\/td>www.grow.com.au<\/a><\/td><\/tr>
Judo Bank Pty Ltd<\/td>11 615 995 581<\/td>www.judo.bank<\/td><\/tr>
Latitude Automotive Financial Services<\/td>80 004 187 419<\/td>www.latitudefinancial.com.au <\/a><\/td><\/tr>
Latitude Personal Finance Pty Ltd<\/td>54 008 443 810<\/td>www.latitudefinancial.com.au <\/a><\/td><\/tr>
Liberty Financial Pty Ltd<\/td>55 077 248 983<\/td>www.liberty.com.au<\/td><\/tr>
Lumi Financial Management Pty Ltd<\/td>79 627 897 643<\/td>www.lumi.com.au<\/td><\/tr>
Macquarie Leasing Pty Ltd<\/td>46 008 583 542<\/td>www.macquarie.com.au <\/a><\/td><\/tr>
Maple Commercial Finance Pty Ltd<\/td>15 639 196 802<\/td>www.maplecommercial.com.au<\/td><\/tr>
Metro Finance Pty Ltd<\/td>44 600 674 093<\/td>www.metrofin.com.au<\/td><\/tr>
Money Me Financial Group Pty Ltd (Autopay)<\/td>40 163 691 236<\/td>www.moneyme.com.au<\/td><\/tr>
Money 3 Loans Pty Ltd<\/td>36 108 979 406<\/td>www.money3.com.au<\/a><\/td><\/tr>
Moneytech Group Ltd<\/td>24 611 393 554<\/td>www.moneytech.com.au<\/td><\/tr>
Morris Finance<\/td>70 083 630 139<\/td>www.morrisfinance.com.au<\/td><\/tr>
Multipli Pty Limited<\/td>12 130 240 443<\/td>www.multipli.com<\/td><\/tr>
NAB<\/td>12 004 044 937<\/td>www.nab.com.au<\/td><\/tr>
Now Finance Group Pty Ltd<\/td>35 158 703 612<\/td>www.nowfinance.com.au<\/td><\/tr>
Pepper Asset Finance Pty Ltd<\/td>56 165 183 317<\/td>www.peppermoney.com.au<\/td><\/tr>
Plenti RE Limited<\/td>57 166 646 635<\/td>www.plenti.com.au<\/td><\/tr>
Prospa Advance Pty Ltd<\/td>47 154 775 667<\/td>www.prospa.com<\/td><\/tr>
Rapid Loans Pty Ltd<\/td>54 103 660 546<\/td>www.rapidloans.com.au<\/td><\/tr>
Resimac Asset Finance Pty Ltd<\/td>93 098 034 041<\/td>www.resimacassetfinance.com.au<\/td><\/tr>
R.A.C.V Finance Limited<\/td>82 004 292 291<\/td>www.racv.com.au <\/a><\/td><\/tr>
Salt & Lime Funding Pty Ltd<\/td>82 619 815 833<\/td>www.saltandlime.com.au<\/td><\/tr>
ScotPac<\/td>79 008 636 388<\/td>www.scotpac.com.au<\/td><\/tr>
Selfco<\/td>58 099 591 616<\/td>www.selfco.com.au<\/td><\/tr>
Shift Financial Pty Ltd<\/td>24 149 390 625<\/td>www.shift.com.au<\/td><\/tr>
Society One<\/td>44 151 627 977<\/td>www.societyone.com.au<\/td><\/tr>
Westpac Banking Corporation<\/td>33 007 457 141<\/td>www.westpac.com.au <\/a><\/td><\/tr>
WISR<\/td>39 119 503 221<\/td>www.wisr.com.au<\/td><\/tr>\t<\/tbody>\n<\/table>\n\n","protected":false},"excerpt":{"rendered":"

Credit Guide KEY INFORMATION: About Us (“we\/us\/our”) Credit Representative: Name: Anytime Finance Australia Pty LtdCR Number: 553842 Credit Representative contact details Address: 21 Harvey St North, Eagle Farm QLD 4009 Telephone:0406704528 Email: accounts@anytimefinance.com.au Licensee name, ABN and ACL: Name: National Finance Connections Pty Ltd (ACN 661 296 457) t\/a Viking Aggregation ABN: 16 661 296…<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"\nCredit Guide - Anytime Finance<\/title>\n<meta name=\"description\" content=\"Explore Anytime Finance's credit services, fees, commissions, and dispute resolution process. 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