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Equipment finance icon - fund business equipment with Anytime Finance

What is an Equipment Loan?

An equipment loan lets you purchase the tools and machinery you need to do your job, without paying the full amount upfront. You borrow a set amount, buy the equipment, and repay it over time in regular instalments.

Think of it as the smart way to invest in your work, and keep your cash flow steady.

Things to Consider Before You Commit

Fixed vs Variable Rate
Want stable repayments? Go fixed. Prefer flexibility? Variable might suit you.

Loan length
Shorter terms = faster finish, longer terms = lower monthly cost.

Deposit
Not always required, but putting some down will reduce your repayments.

Insurance
Required for most loans. We can help with that too.

What Can You Finance?

Not sure what counts? If it has four wheels and gets you from A to B, we’re here for it.

Trade Tools
Construction Equipment
Manufacturing Machinery
Medical or Hospitality
Warehousing Equipment
Specialist Equipment

Why finance with us

Real humans,
not robots.

Speak to local finance experts who actually pick up the phone. No scripts, no fluff — just smart brokers who know caravans and how to get you moving.

Access to 80+
lenders products

We’re not locked into one lender. That means you get real options. We help you compare and choose what works for you and your goals.

Get finance
quick

Fast pre-approvals so you can shop with confidence. Know your numbers upfront, not at the dealership when it's too late.

Complete
transparency

No mystery fees, no fine print surprises. What you see is what you sign. We walk you through everything before you commit.

Ready AF?

Applications
your way

Apply from your phone, your laptop, or even your campsite. Wherever you are, we’ve made it easy — and we’ll handle the boring parts.

Not your
dad’s broker

We don’t wear ties. We don’t do jargon. And we definitely don’t disappear once the paperwork’s signed.

Experts in
finance

We do this every day — and we’re actually good at it. You’ll work with someone who listens first, then finds the loan that makes sense for your plans.

Why
not?

Seriously. If you're already here, you might as well talk to someone who knows what they're doing — and actually gives a damn.

Tell Us A Little About Yourself.

We’ll match you with a loan that actually fits your lifestyle (not just your paperwork).

Which One Are You?

Tradies & Contractors

Small Businesses & Startups

Clinics, Gyms & Salons

Other

How it works. 3 Easy Steps

Caravan wheel icon - caravan finance options from Anytime Finance

Tell us what you need

Choose your loan type, enter your loan amount, and fill out a quick form — no credit check required to get started.

Anytime Finance lender panel - access to 30+ leading Australian lenders

We compare 80+ lenders products

We assess and work with a wide network of trusted lenders to bring you a tailored solution.

Anytime Finance broker helping a client secure a personal loan in Australia

You get
funded

Once approved, you’ll receive your loan documents the same day, and your loan funded within 24 hours*.

*Funding time may vary depending on your lender and individual circumstances.

Use our calculator to
estimate your repayments.

$
  • 3 Years
  • 4 Years
  • 5 Years
  • 7 Years
% pa

Results

  • Weekly
  • Fortnightly
  • Monthly
Repayment $1,234.56
Total Amount $1,234.56
No. of Repayments 123

For a more detail breakdown, click here.

Disclaimer: This calculator provides an estimate only. The actual loan repayments and total amount payable will depend on your individual circumstances and are subject to change.

Let’s go!

Answer a few questions so we can match you with a loan solution tailored for you.

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    Said no one ever.

    “Client ghosted me for them.”

    - Jealous Broker

    “I truly valued how they saw me as a person rather than just a business transaction.”

    - Blue Mountain

    Ready AF?

    Frequently asked questions about finance and loans - Anytime Finance

    You can finance a wide range of equipment, including machinery, vehicles, technology, and other essential business tools.

    Have Questions?

    We’re here to help.